1) loss event
Definicija: n. – an event giving rise to a loss insured under a policy e.g. a car accident
Primjer upotrebe: The loss adjuster examined the details of the loss event to determine the payout
Prevod: štetan/opasan događaj
Definicija: n. – death, injury, damage etc that forms the basis for a claim; v. – to lose
Primjer upotrebe: If you suffer a loss, you must contact the claims department within 14 days to file a claim.
Definicija: n. – a person who calculates the value of possessions, e.g. a building, car, often employed by a policyholder in making a claim
Primjer upotrebe: I hired a loss assessor to value my house after the fire.
4) assessment (v. – to assess)
Definicija: n. – analysis performed to determine accurately the value of the claim; v. – to carry out an analysis
Primjer upotrebe: The loss adjuster visited my house to assess the cost of the fire damage.
Prevod: procjena (gl. procijeniti)
5) loss adjuster
Definicija: n. – a person who assesses the amount of compensation arising from a claim
Primjer upotrebe: The loss adjuster may visit your property to assess the damage.
Prevod: procjenitelj štete
6) claim (v. – to claim)
Definicija: n. – an application for payment under an insurance policy; v. – to make a claim
Primjer upotrebe: If you suffer a loss, please contact the claims department to make your claim.
Prevod: odštetni zahtjev (gl. – zahtijevati, potraživati, tražiti (pravo)
7) to file a claim
Definicija: v. – to report to the insurance company (maybe via a broker) that an event presumed to be covered under an insurance policy has occurred. Details are provided to enable the insurance company to assess whether the event is covered by the policy
Primjer upotrebe: All claims for the travel insurance must be filed within 30 days of returning to the UK.
Prevod: tužiti, podnijeti zahtjev za naknadu
Definicija: n. – a sum of money paid in compensation for loss or injury
Primjer upotrebe: There were a few claimants seeking indemnity for property damage (cracks in foundation) that was present prior to the blasting.
Prevod: naknada, odšteta
Definicija: n. – the customer pays the expenses first and the insurance company pays the customer back after a claim is filed.
Primjer upotrebe: If you lose your luggage, you must buy any replacement items and afterwards you will receive reimbursement of the costs.
Prevod: nadoknada, odšteta, povrat
10) lump sum
Definicija: n. – an option for paying benefits to the beneficiary
Primjer upotrebe: When the policy matured, I decided on a lump sum rather than an annuity.
Prevod: jednokratna isplata