1) credit rating, credit history (UK), credit score (US)
Definicija: n. – a formal evaluation of the history of a person’s repayment of debt to determine their creditworthiness
Primjer uporabe: I couldn’t obtain a mortgage because I have a poor credit rating.
Prijevod: ocjena kreditne sposobnosti
Definicija: n. – a sum of money owed to a person or organisation
Primjer uporabe: I have accumulated (built up) €2,000 of debt this year.
Prijevod: dug, dugovanje
3) outstanding debt
Definicija: n. – debt that you have not paid off
Primjer uporabe: She has £3,000 of outstanding credit card debt.
Prijevod: nepodmireno dugovanje
4) to settle a debt
Definicija: v. – to pay money that you owe
Primjer uporabe: I settled all my debts in full.
Prijevod: podmiriti dugovanje
Definicija: n. – not paid, usually debts
Primjer uporabe: His debts of 10,000 Euros remain unsettled.
6) to default
Definicija: v. – to not make a payment on a debt
Primjer uporabe: Mr Smith has defaulted on his loan because he lost his job.
Prijevod: ne ispunjavati obveze plaćanja/ kasniti s plaćanjem
7) to go overdrawn
Definicija: v. – to withdraw more money from an account than you have available which results in a negative balance
Primjer uporabe: I had £100 in my account and bought a bed for £120 so I went overdrawn by £20.
Prijevod: prekoračiti sredstva na računu/ići u minus
Definicija: adj. – referring to any debt that is overdue
Primjer uporabe: I have paid off all my delinquent credit card debt.
Prijevod: zakašnjelo plaćanje, račun koji nije podmiren na vrijeme
9) to bounce a payment or cheque
Definicija: v. – a bank bounces a payment or cheque because there is not enough money in the account of the account holder
Primjer uporabe: Your cheque has bounced because you do not have sufficient funds in your account.
Prijevod: odbiti uplatu ili ček
10) to pay off (debt)
Definicija: v. – to pay all the money owed on a particular debt
Primjer uporabe: I received a bonus at work and paid off all my credit card debt.
Prijevod: otplatiti (dugovanje)
11) settlement of a bill
Definicija: n. – payment of a bill
Primjer uporabe: Settlement of all debts should be made by the 15th of each month.
Prijevod: podmirenje računa
12) standing order
Definicija: n. – an instruction to a bank to make regular payments
Primjer uporabe: I pay my gas bill using a standing order.
Prijevod: trajni nalog