Definicija: n. – 1) the state of being liable; 2) anything for which a person is liable
Primjer upotrebe: The parent company has liability for the deaths of the oil rig workers.
2) public liability insurance
Definicija: n. – insurance of liability for accidental bodily injury or damage to the property of third parties, designed to cover businesses from the risk of being sued by a member of the public.
Primjer upotrebe: All commercial buildings entered by the public must have public liability insurance
Prijevod: osiguranje javne odgovornosti
3) employer’s liability insurance
Definicija: n. – liability or responsibility of an organization for damage or losses caused to one of its employees
Primjer upotrebe: Most employers in the UK must have a minimum level of employer’s liability.
Prijevod: osiguranje odgovornosti poslodavca
4) product liability
Definicija: n. – the liability or responsibility of an organization for damage caused by one of its products
Primjer upotrebe: All new medicines are protected with product liability insurance in case of unforeseen side-effects.
Prijevod: odgovornost proizvođača za štete nastale iz uporabe proizvoda
5) goods in transit
Definicija: n. – any goods or merchandise which are in the process of being transported
Primjer upotrebe: ABC Limited always has goods in transit insurance to cover the transportation of its products to its customers.
Prijevod: roba/teret u provozu
6) group insurance
Definicija: n. – insurance that provides coverage for several people under one contract called a group policy
Primjer upotrebe: My employer has a group healthcare insurance policy so I do not need to buy separate cover.
Prijevod: grupno osiguranje
7) business interruption insurance
Definicija: n. – insurance to cover commercial losses because a business cannot operate normally
Primjer upotrebe: ABC Limited has business interruption insurance in the event of terrorist attacks.
Prijevod: osiguranje prekida rada
8) credit insurance
Definicija: n. – this term covers both commercial and consumer credit insurance which covers the insured party in the event of being unable to meet any financial obligations as set out in the policy
Primjer upotrebe: I took out credit insurance during the recession because I feared I could lose my job and not pay the mortgage.
Prijevod: kreditno osiguranje
9) reinsurance (v. – to reinsure)
Definicija: n. the insuring of a risk by one insurance company with one or more other companies; to reinsure v.
Primjer upotrebe: The cost of insuring a satellite is so high that the primary insurer obtains reinsurance to spread the risk.
Prijevod: reosiguranje (gl. reosigurati)