1) homeowners insurance (US), home insurance (UK)
Definicija: n. – insurance which covers a person’s home in case of fire, flood, earthquakes, hurricanes, theft, etc.
Primjer upotrebe: Most people take out home insurance on their houses; otherwise, they could lose all their belongings and home.
Prijevod: osiguranje kućanstva
Definicija: n. – the premises where a person lives
Primjer upotrebe: The dwelling named in the policy is a semi-detached house with three bedrooms and a garage.
Prijevod: stan ili kuća, prebivalište
Definicija: n. – a person (could also be an organization) that inhabits a building
Primjer upotrebe: Please indicate the name of the occupant of the building referred to in point 1) a.
4) natural forces
Definicija: n. – events in nature such as floods, tornados, earthquakes or storms (sometimes referred to as Acts of God)
Primjer upotrebe: Insurance is more expensive in places that are more prone to natural forces (e.g. Florida).
Prijevod: elementarne nepogode
5) theft insurance
Definicija: n. – insurance covers all acts of stealing
Primjer upotrebe: My parents took out theft cover on their buildings insurance after they were burgled.
Prijevod: osiguranje od krađe
6) flood insurance
Definicija: n. – insurance that covers physical damage to a property caused by flood
Primjer upotrebe: Maribor Insurance offers Property insurance policy that covers damage caused by flood, fire, thunderstorm, erosion, and other perils.
Prijevod: osiguranje od poplava
7) act of god
Definicija: n. – natural events beyond human control or influence, e.g. hurricanes (this term does not cover wars or strikes)
Primjer upotrebe: Flooding, earthquakes and tornados are all considered Acts of God in insurance contracts.
Prijevod: prirodna viša sila
8) fire insurance
Definicija: n. – insurance which covers a building in case of fire
Primjer upotrebe: Mortgages require that you have fire insurance.
Prijevod: osiguranje od požara
9) earthquake insurance
Definicija: n. – this insurance covers for the damage of a building and its contents caused by an earthquake.
Primjer upotrebe: This homeowners policy does not cover earthquake damage. You have to purchase an earthquake insurance for that.
Prijevod: osiguranje od potresa