Drugi sklop riječi – Osiguranje
1) certificate of insurance/insurance certificate
Definicija: n. – document provided by an insurance company or broker which acts as proof that the coverage is in place / force. It normally sets out certain terms and conditions of the policy.
Primjer upotrebe: ABC Limited issues a certificate of insurance to the policyholder as soon as the first monthly premium has been received.
Prijevod: potvrda o osiguranju
2) contract of insurance
Definicija: n. – a legal document setting out the terms and conditions of the insurance coverage
Primjer upotrebe: In commercial insurance, the broker (representing the client) and underwriter negotiate the terms and conditions of the contract of insurance.
Prijevod: ugovor o osiguranju
3) named insured
Definicija: n. – insured person or company who has coverage in force in case of potential losses
Primjer upotrebe: My Aunt Maureen is the named insured on the life policy.
Prijevod: imenovani osiguranik
4) underwriter
Definicija: n. – an employee of an insurance company who assesses and classifies the potential risk as presented by the insured (person or organization)
Primjer upotrebe: The underwriter must review your proposal form to determine whether you can be given coverage.
Prijevod: osiguravatelj, potpisnik police osiguranja, zastupnik osiguravajućega društva
5) underwriting
Definicija: n. – the profession or process of assessing, accepting/declining and potentially pricing insurance risk
Primjer upotrebe: Underwriting is a highly specialised skill.
Prijevod: preuzimanje rizika
6) peril
Definicija: n. – an event which could give rise to damage or losses due to fire, theft, vandalism, natural disasters such as an earthquake or other similar risks
Primjer upotrebe: This P&C policy sets out precisely which perils are covered.
Prijevod: opasnost, rizik
7) hazard
Definicija: n. – a danger, risk, peril
Primjer upotrebe: The policy lists all the hazards insured.
Prijevod: opasnost, rizik
8) risk
Definicija: n. – (1) the chance or possibility of damage, injury or loss; (2) the person or thing giving rise to risk
Primjer upotrebe: The risk of a tornado causing damage in the UK is very slim.
Prijevod: opasnost, rizik
9) factor
Definicija: n. – reasons or things which may change or influence a claim or a premium
Primjer upotrebe: In the event of a motor accident, the value of the payout depends on many factors, including the value of the vehicle(s) involved.
Prijevod: faktor, čimbenik
10) to cover
Definicija: v. – to provide insurance for something
Primjer upotrebe: My car insurance covers any losses due to an accident.
Prijevod: osigurati
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