Definicija: n. – a statistician that computes risks. Actuaries set prices, assess trends, and determine how much to hold in reserve to pay claims. They keep insurance companies financially stable and profitable.
Primjer upotrebe: Our insurance company may vary these charges if so advised by their actuary.
Definicija: n. – the degree to which an individual or organization is suitable for insurance cover
Primjer upotrebe: The underwriter assesses the insurability of all potential policyholders.
Prevod: sposobnost osiguranja
3) proposal form
Definicija: n. – a form used in insurance to gather information about a potential risk to be covered
Primjer upotrebe: The potential insured must complete a proposal form.
Prijevod: obrazac ponude
4) to insure
Definicija: v. – to pay money to an insurance company so that, if your property is damaged or stolen or if you become ill, the insurance company will pay you a sum of money.
Primjer upotrebe: It is advisable to insure against long-term loss of income because of sickness.
Definicija: n. – a contract of insurance, e.g. a product liability policy
Primjer upotrebe: The policy contains the detailed description of what is covered and excluded from your insurance cover.
Prijevod: polica osiguranja
6) terms and conditions
Definicija: n. – the restrictions, exclusions, features and regulations governing an insurance policy as well as the rights and obligations of the policyholder and the insurance company that are stated in policy wording
Primjer upotrebe: Please read the terms and conditions of the policy before you make a claim.
Prijevod: uvjeti i odredbe
7) policyholder/policy owner
Definicija: n. – the person or organisation named in the insurance policy
Primjer upotrebe: Only the policyholder named in the contract is covered under this insurance policy.
Prijevod: korisnik police, osiguranik
8) insured person
Definicija: n. – the person/organization that is covered by an insurance policy
Primjer upotrebe: We offer every insured person free cover for a child aged 11 or under.
Prijevod: osigurana osoba, osiguranik
Definicija: n. – person(s) or organizations receiving the benefit of an insurance policy
Primjer upotrebe: My wife and I are the named beneficiaries on our medical insurance.
Prijevod: korisnik osiguranja
10) insurance broker
Definicija: n. – agent who arranges insurance for the policyholder; middleman between insurer and policyholder
Primera rabe: You can buy insurance either through a broker or directly from the insurance company.
Prijevod: osiguravateljski posrednik/broker
Definicija: n. – fee paid to an agent or insurance salesperson as a percentage of the policy premium
Primjer upotrebe: Do you know how much commission a life insurance agent makes?
Definicija: n. – a company that provides insurance cover to policyholders
Primjer upotrebe: The insurer will issue the policyholder with the insurance contract within 7 working days.
Prijevod: osiguratelj, osiguravatelj
Definicija: n. – the money paid for insurance: monthly, quarterly, semi-annually, yearly
Primjer upotrebe: Commercial insurance premiums are normally paid annually whereas personal insurance is paid monthly.
Prijevod: premija osiguranja